17. Data Protection- How we handle your personal information
Who we are
The responsible controller for the processing of your personal information when you visit this Web Portal and when you purchase our insurance policy through the
Web Portal is Assurant General Insurance Limited (Assurant), based in Emerald Buildings, Westmere Dr Cheshire, Crewe CW1 6UN.
Personal information we collect from you
We may collect and use the following information about you when you visit the Web Portal and for the provision of the services under the insurance policy:
• Name and contact details (e.g. postal address, phone number, email address),
• Internet Protocol (IP), (e.g. when you visit the Web Portal),
• Details of your bank account, (e.g. for the collection of insurance premiums),
• Insurance policyholder data (e.g. policy number, certificate, payment history, and invoices),
• Data from the covered device (e.g. make, model, serial number, IMEI),
• Details of claims for compensation (e.g. claim number, date of theft and reason, call history, theft details, participation reference and supporting documents),
• Records of any correspondence related to specific matters, and
• Feedback provided by you about our services.
If you choose not to provide us with any of this data, we may not be able to provide you with certain services under the insurance policy.
How we use your personal information?
We process your personal information for the following purposes:
• To support your visit to our Web Portal
• To process your purchase of your insurance policy
• Fulfilling the insurance policy and to provide services related to the insurance policy. This includes:
o the provision of the insurance policy,
o verifying your identity,
o processing your information regarding the purchase of our products and services,
o calculating your cover price and excess,
o receiving a payment from you, and
o communicating with you.
Our legal basis for the processing of your personal information.
We will only process your personal information where we have a valid legal basis. These include;
• The performance of the insurance policy you concluded with us.
• We will use your personal information where necessary to pursue our legitimate interests, in particular;
o compliance with our insurance policy obligations, including the management of claims for damages.
o for the purposes of statistical analysis, customer surveys (where permitted under applicable law) for internal administrative functions, management of
customer information requests, customer relationship management and evaluation of the quality of the insurance policy and its benefits.
o monitor and improve our offers and customer experience and manage our internal procedures in accordance with our tests and standards.
o risk assessment and management (including operational risk), debt collection, fraud prevention and evidence management.
o to respond to any comments or complaints you send us.
o to improve the safety, security and performance of our services.
• Compliance with a legal obligation, for example;